On My Own™ is the reference teens will refer to again and again!

You’ve given your teens all the advantages they need to succeed in school, so why would you send them out into life without knowing the facts?

Now you can easily give your teens what they need — and in a format they’ll use! (And even if your teens are already living on their own, they’ll love this handy reference guide and pick it up over and over again.

“Every graduate in America needs this book!”
~ Michael Ryan, Augusta (Georgia) Chronicle

Here’s just a sample of what’s inside — and what your teens will learn to do:

• balance their checkbook
• find affordable car insurance
• pay their bills on time
• use credit cards wisely
• stay out of financial trouble
• buy, finance, and maintain a car
• set and achieve goals
• register to vote
• do their laundry (so whites aren’t pink!)
• interview for — and keep — a job
• pay for an education
• save for retirement
• learn the power of compounded interest
• manage relationships and health
• care for a pet
• find an apartment, change their address, and hook up utilities
• avoid trouble roommates
• clean their home, including household and kitchen safety
• ask for help
• and answer questions about basic life skills we all need to know!

They’ll also get …

• links to hundreds of useful websites
• 640 pages of easy-to-read, question-and-answer format
• downloadable screen savers
• lots of inspiring stories and quotes
• videos, quizzes, printable forms, fill-in-the-blank projects,
• an interactive CD-ROM,
• and more!

The interactive CD-ROM makes learning fun for everyone …
even those who struggle with reading!

They’ll put it in to look at it — and hours later, they’re still looking!

And it works on both MAC and PC computers.
All you have to do is put it in the CD-ROM tray. It loads itself!

It’s perfect for this generation!

View sample CD-ROM screens!

How many credit card offers has your teen received? Young adults are getting into so much trouble with credit cards today. It’s never been easier to get a card. The market for young adults is very valuable. Industry research shows that young consumers remain loyal to their first cards as they get older. College undergraduates receive an average of eight credit card offers during the first semester of school. And most of the interest rates are 18% or higher. (One late payment, and it sky-rockets to 24.99%!) There is no requirement for an income or credit history to get a card. And parents don’t have to co-sign. There is also no class to teach them how to use credit cards responsibly … And, when asked, teens don’t know that credit cards are “borrowed money.” They think it’s “income.” Again, let me repeat a few statistics: • More than 78% of undergraduates have an average of 3.5 credit cards with a balance of $2,748. Nearly 10% owe more than $7,000 on credit cards. • More students are leaving college now because of financial reasons/debt, rather than for academic reasons. • Nearly 7% of our nation’s personal bankruptcies are filed by those under the age of 25. Consider this: Young adults ruin their credit ratings for 7 to 10 years because they don’t know how credit cards work. For example, let’s say 22-year-old Joe charges $3,000 on a credit card that charges 18% interest. (Of course, he bought really important stuff, like pizza, gas, a great pair of jeans, a new stereo for his car, clothes for a girl he dated for three weeks … You get the idea …) 1. How long do you think it will take Joe to pay off that $3,000 if he only pays the minimum monthly payment? a. 3 years? b. 10 years? c. 37-1/2 years? Amazingly, it will take Joe 37-1/2 years to pay off the original $3,000! 2. Any idea how much interest he’ll pay to borrow that $3,000? a. $546? b. $4,283? c. $7,930? The correct answer is c. It will cost Joe almost $8,000 to borrow $3,000! Ouch! • • • Which would you rather do: Pick up the tab when they get in financial trouble — or teach them how to handle their finances? If you can count to three, you can learn to manage your money! It really is that easy! Funny that when we’re born, we don’t know how to walk, talk, eat, read, write, etc. But, for some reason, many people think we’re “just supposed to know” finances? How is that? Like everything else in life, we have to learn … Want to know the really scary thing about credit cards? Young adults are getting into so much financial trouble, they’re getting bad grades, dropping out of school, defaulting on school loans, ruining their credit ratings (And not just for 7 to 10 years … It will follow them for a lifetime.), and filing bankruptcies at record rates. Even worse than that, though, is the psychological impact of debt on today’s youth. It can result in depression, substance abuse, even suicide. We have to teach them how to handle money … It’s no longer an option … On My Own™ and The Ultimate Bill Paying Tablet are excellent, easy-to-use tools to teach your teens how to manage their money — and their lives! Order Now! Or call 24/7 toll-free 1-866-635-1899 now!

 

On My Own™ wins its third award!

Writer’s Digest Best Reference Honorable Mention
DIY (Do-It-Yourself) How-To Book of the Year
IPPY (Independent Publisher) Best Reference Finalist

On My Own™ is an incredible book. Just look at the facts:

• Won three national awards

• Sold out of its first print run via word of mouth

• Received interest for translation rights from 11 foreign countries (England, Germany, Indonesia, Israel, Poland, Romania, Spain, and the United Kingdom)

• Tested with BooksAreFun, a Reader’s Digest company (Only 400-500 books are tested of the more than 150,000 books published each year)

• Was among the top 2,000 books sold during 2003 graduation season on Amazon.com (When first printed, On My Own™ ranked at 1,763,975)

• Is included in Barnes & Noble and Borders databases (rare for a self-publisher)

• Has been turned into a Life Skills 101 class with a facilitator’s guide

• And has been picked up by a Hollywood producer to pitch as a reality show

The author, Sally Taylor, does speaking engagements and radio/TV talk shows across the U.S., Canada, and Puerto Rico. She also teaches Life Skills classes to teens and young adults. To contact Sally, e-mail sally@onmyown.com or call 1-661-254-1553.

On My Own™ has been purchased by parents, teens, schools, libraries, foster care programs, welfare-to-work programs, independent living programs, youth programs, newly-married/newly-divorced, widows/widowers, employee incentive programs, juvenile/prison/parole centers, and more! It’s the life skills we all need to know!

On My Own™ — just $34.95!
The Ultimate Bill Paying Tablet — Yours FREE! (a $5.95 value)

Ordering is Easy...

Option 1: Click the link below and order securely online using your MasterCard, Visa, American Express, or Discover.

CLICK HERE TO ORDER BY CREDIT CARD
VIA OUR SECURE SERVER

(Here’s a tip: Do you know how to tell if a website is “secure” when using your credit card online? There are two ways to ensure a site is secure: (1) Look for a small padlock graphic at the bottom of the screen and (2) Once you’re on the shopping cart page, the address bar at the top of the screen should read https://... Look for an “s” after “http.”)

Option 2: Call toll-free 1-866-635-1899 anytime to speak with a live person.

Option 3: Fax order to 661-254-1553

Option 4: Mail to Silly Goose Productions , PO Box 800252, Valencia, CA 91380

Please check the appropriate box on the order form for shipping:
• For delivery within 3 to 5 days, books ship via FedEx Ground for $7.95.
• For delivery within 3 to 11 days, books ship via USPS media mail for $3.95.

EXTRA BONUS: Get your books personally autographed by the author!

When you order direct from me, the author, I'll personally autograph your books for your loved ones. I typically write ...

There's absolutely no risk here. You cannot possibly lose or waste a penny.
Try my books risk-free for a full 365 days. If they aren’t everything I've promised and more,
just send them back and you'll get a prompt and cheerful refund.

Believe in yourself – and in your dreams!

Sally Taylor
Award-Winning Author & Speaker

To get your personalized autograph, just include the names of your loved ones in the box on the order form. If you'd like to have a special occasion mentioned, such as a birthday, new job, going off to school, promotion at work, good grades, graduation, etc., please include that on your order form in the same box.

Questions? Send an e-mail to sally@onmyown.com

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Questions? Send an e-mail to sally@onmyown.com